Lander Mortgage Services Limited

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Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgages

“It’s not just a house, it’s your home”.

Lander Mortgage Services Ltd.,  a mortgage broker with access to mortgage products from the “whole of market”. We could save you a significant amount over the term of your mortgage. Since the introduction of MMR (Mortgage Market Review) we can save you a lot of time and leg work in the mortgage world. It may be unfamiliar territory for you, but rest assured this is why clients use an whole of market mortgage broker such as Lander Mortgage Services.

We will take the stress out of the various options that are available; as we know the lending criteria of the lenders and which lender will suit your specific requirements. At Lander Mortgage Services, we will look at all aspects of your requirements and tailor a mortgage to suit your needs, this means that we focus not only on the rates available but also on the lenders criteria to ensure that a suitable solution is found for you.

5 steps to getting the mortgage that’s right for you.

  1. What house price should you be looking at?
  2. How much deposit do I need to find?
  3. Credit History, how your history can impact.
  4. Income – what types of income can be used to support a mortgage?
  5. Budgeting for all eventualities

It’s really important for any potential purchaser to have a clear idea on what they can afford, this will assist them greatly before they even speak to an estate agents to book a viewing.

As we are whole of  the market there are many lenders that we can discuss your case with, all our clients have individual needs and with our experience passion to assist you in finding the right mortgage, to allow you to purchase your new home, Buy to Let or Re-mortgage.

We know from experience that you are not just purchasing a new house, it’s a home and that’s the difference you will find with our personalised tailored service.

Commercial Lending*

Although Lander Mortgage Services does not offer commercial mortgages, they have teamed up with specialised companies in this field. Lander Mortgage Services will take the initial enquiry then pass this information onto a suitable associate.

Please note that the commercial broker will charge their fees independently of Lander Mortgage Services Ltd, they will provide this information directly to you.

*Commercial mortgages are not regulated by the Financial Conduct Authority

Where to find us…

29a Lemon Street
Truro
TR1 2LS

01872857299

andrea@landermortgages.co.uk

INFO:
A typical fee of £495 payable at the outset when you apply for a mortgage. We will also be paid commission from the lender.

Lander Mortgage Services Limited is registered in England and Wales.   Registration Number: 08623425   Registered Address: 29a Lemon Street, Truro, Cornwall, TR1 2LS

Offered Mortgage Types….

The types of Mortgages that Lander Mortgage Services has experience and specializes in is as follows:

  • Purchase
  • Remortgages
  • First Time Buyers
  • Buy To Lets*
  • Let To Buy
  • Help To Buy
  • Large Mortgages
  • Gifted Deposits
  • HM Forces
  • Self-Employed
  • Second Homes
  • Holiday Homes
  • Holiday Lets
  • Self Build

*Some Buy To Let Mortgages are not regulated by the Financial Conduct Authority. Overseas mortgages are not regulated by the Financial Conduct Authority

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Lander Mortgage Services Ltd is an appointed representative of Quilter Mortgage Planning Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Mortgage Planning Ltd are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440718


The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK


©2019 Lander Mortgages Ltd. | FCA number 69 61 91

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